PERSONAL
insurance
Protect your personal belongings (home, car, electronic equipment, jewellary, cellphone, etc.) with Kuda Personal Insurance.
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Claims Paid
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ABOUT KUDA PERSONAL
At Kuda we pride ourselves in having hands-on relationships with our clients, no call centres means that you are always speaking to real people who understand your individual needs. We understand that your valuable assets include the home that you live in, your car, your horsebox, jewellery, electronic equipment, your stable yard and a variety of other items. Because of our massive involvement in the equine, game and livestock industries we appreciate the nuances of the assets that may be industry-specific and may therefore require specific and bespoke cover. With more than ten years in the industry, a binder agreement in place, and contracts with a carefully thought-out selection of insurers we are well-placed to ensure the best possible insurance solution for you. Our business was built on personal relationships and referrals, it is a huge compliment that we find ourselves industry leaders as a result of this.
PERSONAL SHORT TERM PRODUCTS
All RISK (ASsets out)
Kuda has partnered with Infiniti to offer an exclusive benefit: the ability to cover a portion of your home contents under unspecified all-risk insurance at no additional cost. This unique offering ensures that valuable items you take with you—such as cellphones, laptops, and sporting equipment—are protected, with coverage up to a standard maximum of R250,000 per event and an item limit of R50,000. These limits are adjustable to suit each individual. Your dedicated broker will work closely with you to assess your individual needs and ensure that you receive tailored coverage options that meet your specific requirements.
Equestrian Equipment & Tack Cover
Protecting your valuable equestrian equipment and tack is essential for every rider, trainer, or equestrian centre. At Kuda, we offer specialised insurance designed to cover everything you need to keep your horses happy, healthy, and in top condition. From large equipment like walkers, spas, solariums, and paddocks to essential gear like saddles, bridles, helmets,
With competitive rates and tailored plans, Kuda ensures you get the coverage you need without overpaying. Enjoy peace of mind knowing that your investments are safeguarded, so you can focus on what truly matters—your passion for horses.
Horsebox & Horse Truck Cover
At Kuda, we understand the unique risks associated with Horse Trucks and Horseboxes and provide specialised insurance coverage tailored to meet these needs. Our competitive rates, combined with personalised coverage options, ensure that you receive comprehensive protection for your valuable equestrian assets. This service is essential for individuals within the equestrian community who prioritise safety and peace of mind when it comes to transporting their horses and equipment. With Kuda, you can trust that your assets are safeguarded by experts who are deeply invested in the equine industry.
PERSONAL LIABILITY
Public liability insurance may be something you hope to never use, but unexpected events can happen. If a third party were to sue you for financial loss, physical injury, or even death, Kuda Personal Liability provides the protection you need. With affordable premiums and substantial coverage limits, this insurance offers essential peace of mind and security for life’s unforeseen circumstances. It’s protection you simply can’t afford to be without.
Home Insurance
Kuda’s Home Insurance provides thorough protection for the structural elements of your home, covering the essential components that make it a secure and comfortable space. Our coverage extends to the walls, roof, and floors, ensuring that the foundation of your home is safeguarded against a range of potential risks. In addition to the main structure, we also cover essential fixtures and fittings, such as built-in cabinets, wardrobes, and countertops.
Our policy further extends to outdoor and utility features that are crucial for modern living, including swimming pools, perimeter walls, gate motors, and water pumps. We recognise that these elements add both functionality and value to your property, so we offer a comprehensive solution that keeps them protected. With Kuda’s Building Insurance, you can enjoy peace of mind knowing that your home, from the ground up, is well covered against unexpected events.
Household Contents
Kuda’s Contents Insurance provides essential peace of mind with coverage tailored to your specific requirements, ensuring that the cherished items within your home are protected. Our comprehensive policy covers all furniture, loose carpets, cutlery, appliances, décor, and homeware—everything that makes your home truly yours. Additionally, we offer specialised coverage for your valuable possessions, including jewellery, artwork, clothing, and sporting equipment, recognising the importance of protecting the items that reflect your lifestyle and passions. With Kuda, your valuables are secured, and your home’s contents are thoroughly safeguarded.
MOTOR
Kuda offers tailored, comprehensive vehicle insurance that provides protection against damage, theft, hail, fire, and third-party liability. For vehicles that are not financed, you have the flexibility to choose the level of coverage that best suits your needs—whether it’s third-party, fire, and theft, or third-party only. Our coverage doesn’t stop at just your car; it extends to off-premises assets such as caravans, boats, and trailers, ensuring that these valuable assets are also safeguarded. With Kuda, you can select the right level of protection for your lifestyle, all while enjoying peace of mind on the road and beyond.
TRAVEL INSURANCE
Kuda’s Leisure Travel Insurance offers extensive benefits to keep you covered during your travels, providing peace of mind whether you’re exploring locally or venturing overseas. This product is recommended for all destinations, as it delivers protection for unexpected events, including medical emergencies, trip cancellations, lost luggage, and more. With Kuda’s Leisure Travel Insurance, you can embark on your journey with confidence, knowing that you’re supported by comprehensive coverage designed to meet the needs of every traveller.
Stable Yard Cover
Kuda’s specialised services as an equestrian broker reflect a deep commitment to understanding and addressing the unique needs of the equestrian community. By focusing on the specific risks and challenges faced by stable yard owners, we ensure that their assets and operations are comprehensively covered. This approach allows us to tailor insurance solutions that go beyond standard offerings, providing protection for everything from stables and equipment to valuable horses and specialised facilities. Kuda’s expertise in the equestrian industry means you receive coverage that is as unique as your operations, offering peace of mind and confidence in the face of industry-specific risks.
Equestrian Coach Personal Accident
Having adequate insurance coverage, including personal accident cover, is essential for equestrian coaches and riders. Equestrian activities come with inherent risks, and accidents can occur during teaching sessions, training, or daily interactions with horses. With the right insurance coverage in place, you can proactively safeguard yourself against the financial impact of such incidents. At Kuda, we understand the unique challenges of the equestrian world and are committed to offering tailored insurance solutions that keep you secure while you pursue your passion.
KUDA ASSIST
Kuda has partnered with Global Choices to offer you a personalised and cutting-edge product that provides you with instant service at the end of the phone. Kuda Assist is available on all Personal Lines Policies.
6 TRIPS PER ANNUM
This product is designed to encourage responsible driving decisions.
Terms and Conditions
Bookings can be arranged between the following hours:
| Day | Time |
|---|---|
| Mondays to Thursdays | 17:00 – 01:00 |
| Fridays | 15:00 – 03:00 |
| Saturdays | 16:00 – 02:00 |
| Sundays | 16:00 – midnight |
- Patrol Assistance
- Locksmiths
- Tow-In
- Courtesy Transport
- Hotel Accommodation
- Car Rental
- Vehicle Repatriation
- Fixtures, Fittings & Services
- Emergency Services Notification
- Medical Advice & Information Hotline
- Emergency Medical Advice & Assistance Hotline
- Referral to Crisis Line
- Referrals to Medical Practitioners & Facilities
- Emergency Medical Response to the Scene of a Medical Emergency
- Medical Transportation
- Inter-Hospital Transfer
- Medical Repatriation
- Escorted Return of Minors
- Compassionate Visits
This product is a 24-hour crisis management tool to assist the policyholder in the event of a hi-jacking or home invasion.
The product offers the following:
- In the case of a stolen cell phone, a cell phone loaded with pre-paid airtime to the value of R200 will be provided
- In the case of a vehicle being stolen, a Group B rental car will be arranged for 48hours
- In the case of a credit card being stolen, a pre-loaded debit card to the value of R500 will be provided
- In the case of keys being stolen in a hi-jacking, we will send a locksmith to the policy holder’s house to assist them with their locks, up to the value of R1000 per annum
- In the case a hi-jacking/home invasion at the policy holder’s residence, we will place a security guard at their house for 24 hours
- We will provide application forms from Home Affairs if the policy holder’s ID book, Passport or Driver’s License was stolen or lost in the incident.
- Investigation services to the value of R25 000 to assist
WHAT PEOPLE ARE SAYING
YOUR PERSONAL INSURANCE TEAM
UNDERWRITTEN BY INFINITI INSURANCE LIMITED
Infiniti Insurance Limited is an A-(ZA)-rated short-term insurer, with over R1,5 billion in premium income, that writes all classes of business including Aviation, Marine, Watercraft, Liability, Guarantees and Engineering. Infiniti prides itself on its strong partnership philosophy, focusing on long-term partnerships with specialist entrepreneurs and independent owner-managed brokerages.
UNDERWRITTEN BY INFINITI INSURANCE LIMITED
Infiniti Insurance Limited is an A-(ZA)-rated short-term insurer, with over R1,123 billion in premium income, that writes all classes of business including Aviation, Marine, Watercraft, Liability, Guarantees and Engineering. Infiniti prides itself on its strong partnership philosophy, focusing on long-term partnerships with specialist entrepreneurs and independent owner-managed brokerages.
GET IN TOUCH
INSURANCE
Location
Kuda Holdings (PTY) Ltd
16 Beach Estate Boulevard
Cormorant Road
Big Bay Office Park, 2nd Floor
Big Bay, Cape Town
7441
Contact Us
Tel: +27 (21) 554 KUDA
Tel: +27 (21) 554 5832
Our Hours
MON-FRI:
08:00 – 17:00
SAT-SUN: CLOSED
Postal Address
PO Box 151,
Bloubergstrand, 7436
FOREIGN EXCHANGE
Location
Kuda Foreign Exchange (PTY) Ltd
Studio 02C, Brick Lane
Devonbosch Lifestyle Estate
Bottelary Road
Stellenbosch
7605
Contact Us
Tel: +27 21 0200 508
Our Hours
MON-FRI:
08:00 – 17:00
SAT-SUN: CLOSED
Postal Address
PO Box 151,
Bloubergstrand, 7436
SOCIAL
Kuda Holdings – Authorised financial service provider FSP: 38382
Kuda FX – Authorised Financial Services Provider, FSP number: 46310