PERSONAL
insurance

Protect your personal belongings (home, car, electronic equipment, jewellary, cellphone, etc.) with Kuda Personal Insurance.

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1 %

Claims Paid

R 1

Million Paid Out

ABOUT KUDA PERSONAL

At Kuda we pride ourselves in having hands-on relationships with our clients, no call centres means that you are always speaking to real people who understand your individual needs. We understand that your valuable assets include the home that you live in, your car, your horsebox, jewellary, electronic equipment, your stable yard and a variety of other items. Because of our massive involvement in the equine, game and livestock industries we appreciate the nuances of the assets that may be industry-specific and may therefore require specific and bespoke cover. With more than ten years in the industry, a binder agreement in place, and contracts with a carefully thought-out selection of insurers we are well-placed to ensure the best possible insurance solution for you. Our business was built on personal relationships and referrals, it is a huge compliment that we find ourselves industry leaders as a result of this.
Kuda

PERSONAL SHORT TERM PRODUCTS

All RISK (ASsets out)

Kuda works with certain insurance companies whereby we are able to place a portion of your home contents as unspecified all-risk cover at no additional cost. This means that any items that are taken out with you can be covered to a maximum of R250 000 per event and R50 000 per item. Items that are included in unspecified all-risks can be cellphones, laptops, tack and saddles and other sporting equipment. Your dedicated broker will be able to advise you as to what cover will suit your needs the best!

Horsebox & Horse Truck Cover

Understanding and addressing the risks associated with motor-propelled horse trucks or vehicle drawn horseboxes, combined with competitive rates and personalized coverage, contribute to a comprehensive and customer-friendly insurance offering. This type of specialized service is essential for individuals in the equestrian community who prioritize the safety and protection of their valuable assets.

PERSONAL LIABILITY

Public liability insurance is something you may never need, but unforeseen circumstances do happen. In the event of a third party suing you for financial loss, physical injury or even death, Kuda Personal Liability protects you against these claims. Expect low premiums for a significant cover amount, this is cover that you simply cannot afford to be without.

BUILDINGS

We literally cover the roof over your head. Our Insurance safeguards the physical structure of your home such as walls, roof and floors, as well as fixtures and fittings, swimming pools, gate motors and pumps.

contents

Essential peace of mind tailored to your specific requirements: all furniture, loose carpets, cutlery, appliances, décor and homeware are covered. In addition to this we offer cover for your jewellary, art, clothing, sporting equipment and other valuables.

MOTOR

Tailored, comprehensive vehicle cover for damage, theft, hail, fire and third party. If the vehicle is not financed you can insure your vehicle for third party, fire and theft, or even choose to opt for third party cover only. This cover can also extend to off-premises assets such as caravans, boats and trailers.

TRAVEL INSURANCE

Leisure Travel Insurance offers you the most comprehensive benefits when traveling. This product is recommended for travel to all destinations.

Stable Yard Cover

The specialized services provided by Kuda as an equestrian broker demonstrate a commitment to understanding and meeting the unique needs of those involved in the equestrian industry. This approach is vital in ensuring that stable yard operators have comprehensive and tailored insurance coverage to safeguard their assets and operations.

Equestrian Coach Personal Accident

Having adequate insurance coverage, including personal accident cover, is crucial for equestrian coaches and riders. Equestrian activities involve inherent risks, and accidents can happen during teaching sessions, training, or daily activities with or without horses. Having the right insurance coverage is a proactive measure to safeguard against the financial impact of accidents.
Home render from the garden onto balcony | Kuda

KUDA ASSIST

Kuda has partnered with Global Choices to offer you a personalised and cutting-edge product that provides you with instant service at the end of the phone. Kuda Assist is available on all Personal Lines Policies. 

6 TRIPS PER ANNUM

This product is designed to encourage responsible driving decisions.
Terms and Conditions

Bookings can be arranged between the following hours:

DayTime
Mondays to Thursdays17:00 – 01:00
Fridays15:00 – 03:00
Saturdays16:00 – 02:00
Sundays16:00 – midnight
  • Patrol Assistance
  • Locksmiths
  • Tow-In
  • Courtesy Transport
  • Hotel Accommodation
  • Car Rental
  • Vehicle Repatriation
  • Fixtures, Fittings & Services
  • Emergency Services Notification
  • Medical Advice & Information Hotline
  • Emergency Medical Advice & Assistance Hotline
  • Referral to Crisis Line
  • Referrals to Medical Practitioners & Facilities
  • Emergency Medical Response to the Scene of a Medical Emergency
  • Medical Transportation
  • Inter-Hospital Transfer
  • Medical Repatriation
  • Escorted Return of Minors
  • Compassionate Visits

This product is a 24-hour crisis management tool to assist the policyholder in the event of a hi-jacking or home invasion.

The product offers the following:

  • In the case of a stolen cell phone, a cell phone loaded with pre-paid airtime to the value of R200 will be provided
  • In the case of a vehicle being stolen, a Group B rental car will be arranged for 48hours
  • In the case of a credit card being stolen, a pre-loaded debit card to the value of R500 will be provided
  • In the case of keys being stolen in a hi-jacking, we will send a locksmith to the policy holder’s house to assist them with their locks, up to the value of R1000 per annum
  • In the case a hi-jacking/home invasion at the policy holder’s residence, we will place a security guard at their house for 24 hours
  • We will provide application forms from Home Affairs if the policy holder’s ID book, Passport or Driver’s License was stolen or lost in the incident.
  • Investigation services to the value of R25 000 to assist

WHAT PEOPLE ARE SAYING

YOUR PERSONAL INSURANCE TEAM

Dawn Newman

Dawn Newman

Division Head Insurance Brokers
Josi Marais

Josi Marais

Head of Claims
Sarah Cunningham

Sarah Cunningham

Team Leader Short Term Underwriting
Luzinda Bouwer

Luzinda Bouwer

Senior Short Term Insurance Broker
Louise Barnard

Louise Barnard

Short Term Insurance Broker
Kirsty Coertze

Kirsty Coertze

Claims Service Executive
Mirri Visser

Mirri Visser

Junior Short Term Underwriter
Schultz O' Callaghan

Schultz O’ Callaghan

Junior Short Term Underwriter
Michael Crawford

Michael Crawford

Financial Manager

UNDERWRITTEN BY INFINITI INSURANCE LIMITED

Infiniti Insurance Limited is an A-(ZA)-rated short-term insurer, with over R1,5 billion in premium income, that writes all classes of business including Aviation, Marine, Watercraft, Liability, Guarantees and Engineering. Infiniti prides itself on its strong partnership philosophy, focusing on long-term partnerships with specialist entrepreneurs and independent owner-managed brokerages.

UNDERWRITTEN BY INFINITI INSURANCE LIMITED

Infiniti Insurance Limited is an A-(ZA)-rated short-term insurer, with over R1,123 billion in premium income, that writes all classes of business including Aviation, Marine, Watercraft, Liability, Guarantees and Engineering. Infiniti prides itself on its strong partnership philosophy, focusing on long-term partnerships with specialist entrepreneurs and independent owner-managed brokerages.

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