bLOODSTOCK
insurance

Continue to live your passion with peace of mind and protection with Kuda Bloodstock Insurance.

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1 %

Claims Paid

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Million Paid Out

ABOUT KUDA BLOODSTOCK

We take care of the risk so that you can focus on what matters the most to you. Kuda Bloodstock Insurance is expertly designed with the modern, professional racehorse owner in mind. We offer the full range of unique cover, from in-utero all the way to international transit and stallion fertility cover. 

Kuda insures your racehorse through every significant phase of life – a foal, a yearling, through its pre-training and into its racing career. The peace of mind you’d expect from South Africa’s leader in Bloodstock insurance.

Kuda

BLOODSTOCK PRODUCTS

Life Cover (Mortality)

Pays out if horse dies naturally or is humanely euthanized. The rate of this cover is dependent on the bloodstock class.

Additional Information

Your share owned can be covered independently under this product.

Life Saving Surgery with Critical Care

Covers emergency lifesaving cases in hospital only. Includes operations or treatments in the event of the horse’s life being in immediate danger. Cover is up to R100,000 per event or 8 days in hospital, whichever comes first. 

Additional Information

Your share can be covered independently under this product

Medical Care (includes LSS & CC)

Cover is limited to a specific list of ailments, injuries or procedures in your policy. This cover includes Life Saving Surgery with Critical Care.

Additional Information

Excess does not apply to LSS & CC however an excess will apply to rest of benefits as per the specified table. This product can be taken as a standalone cover. Your share can be covered independently under this product

Stand alone Life Saving Surgery with Critical Care

Can be taken on its own and covers emergency lifesaving cases in hospital only. Includes operations or treatments in the event of the horse’s life being in immediate danger. Cover is up to R100,000 per event or 8 days in hospital, whichever comes first. 

Additional Information

Your share can be covered independently under this product

International Transit

Covers the horse for death and/or lifesaving emergency treatment/surgery (if selected) during international transportation and quarantine.

Additional Information

This cover can only be taken with Mortality Cover. It is advisable to take this cover in conjunction with Life Saving Surgery with Critical Care.

Stallion Infertility

Covers cost of the stallion if it becomes infertile due to accident, illness, or disease. We pay for the sum insured.

Additional Information

Must produce a proven breeding record. Cover must be taken with Mortality cover

Congenital Infertility

Covers if stallion is found to be infertile in his first breeding season. We pay for the sum insured.

Additional Information

Cover must be taken with Mortality cover and can only be taken in the stallion’s first breeding season.

Stallion Loss of Income

Covers the loss of possible stallion earnings if the stallion becomes infertile due to accident, illness or disease during breeding season.

Additional Information

Cover will be taken during the southern hemisphere breeding season 1 Sep – 31 Dec.

After Auction Keep Cover

Pays out the spelling, stabling, training dental, farrier and other related fees from fall of hammer for a year (excluding winnings) if the horse dies

Additional Information

This cover has to be taken in conjunction with Mortality cover. Invoices must be submitted in order to claim. Pays up to R12500 pm incl VAT

YOUR PERSONAL KUDA BLOODSTOCK TEAM

Josi Marais

Josi Marais

Head of Claims
Kimberley Cronje

Kimberley Alsemgeest

Team Leader – Niche Underwriting
Jo Campher

Jo Campher

Bloodstock Product Manager
Colleen Coetzee

Colleen Coetzee

Claims Service Executive
Taryn Lewthwaite

Taryn Lewthwaite

Claims Service Executive
Melissa Maeder

Melissa Maeder

Junior Niche Underwriter
Michael Crawford

Michael Crawford

Financial Manager
Kuda Insurance Guardrisk

EVOLUTION & INNOVATION

Guardrisk is the undisputed market leader in cell captive insurance and risk solutions and is renowned for their innovative approach to cell captive structures.