COMMERCIAL
insurance

Protect your business assets with Kuda Commercial Insurance.

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1 %

Claims Paid

R 1

Million Paid Out

ABOUT KUDA COMMERCIAL

As a business owner, financial director or manager we know that you have a lot on your plate, which is why we make sure that you have one less thing to worry about. Kuda offers a range of specialised insurance policies tailored to your particular commercial needs, no matter the size or scope of your business. We take care of your assets, you take care of your business.

Commercial Short Term Products

Office and Business Parks

Not just your building cover is important, you also need to factor in your liability, contents, office furniture and any electronic equipment. You can get discount if your property is protected by CCTV, linked alarms or if you’ve got a good claims history.

Professional Indemnity and Liability

PI insurance essentially provides a professional with insurance cover in respect of any allegation made against him for professional negligence in the practice of their profession. This normally arises as the result of any actual or alleged negligent acts, errors or omissions and can be both in respect of a professional practice, a professional appointment or an individual project.

Body Corporates & Home Owners Associations

Whether you choose an all risk or multi-peril insurance, we will work with the managing agent or body corporate in ensuring that your scheme is correctly insured taking into consideration buildings, improvements, common property, retaining walls etc. We are also knowledgeable in liability, trustee indemnity, fidelity insurance too.

Petrol Stations and Motor Retail Industries

Petrol station insurance is definitely not a one size fits all business. The risks associated with petrol stations and MRI are unique and complex. Our team understands these intricacies well and work with the best specialist Insurers. We will work closely with you to ensure the insurance solutions we recommend are built around your business requirements and that the specific risks you face are taken into account.

Fleet Insurance

The fleet industry has a specific need which are not covered by standard motor policies. We will cover the entire motor fleet of the cover including LDVs, private cars and special type vehicles. We can also cover excess buy downs, cross border towing and have extensive territorial limits.

Yard Owners

Most people who are employed within the equestrian industry will see their all-encompassing work as a joy rather than a chore. Horses and ponies bring a great deal of pleasure to those around them but they are unpredictable animals, and anyone who works around, handles, or cares for them, understands the risks. That is why Kuda insurance is the best broker to place your Yard Owners, we have a thorough understanding of the risk and will work hand in hand with you to get you insured correctly.

Hospitality and Bed and Breakfast's

Not just your building cover is important, you also need to factor in your liability, contents, office furniture and any electronic equipment. You can get discount if your property is protected by CCTV, linked alarms or if you’ve got a good claims history.

Engineering and Construction

Engineering and Construction insurance requires specific technical knowledge. In order to provide risk management solutions in this environment, we combine certain fields of Liability Insurance, Contractors’ Insurance, Plant & Asset Insurance and Machinery Breakdown.

Veterinary Clinics

As a veterinarian, your chosen profession is truly a noble one. Providing care and remedy to animals while providing direction, support, and comfort to their owners. It’s important to provide direction, support, and protection for your clinic and its employees and owners as well through a good veterinary insurance policy. Whether your practice consists of house pets, large animals, or a specialty clinic, you need to have the proper coverage in place. It’s important to customize a veterinary insurance policy for your specific practice.

Retail Stores

Store insurance can help protect your business against lawsuits and financial losses resulting from a number of situations. A customer can fall and injure themselves; property could become damaged or stolen, employees could become injured. Any store owner who’s experienced problems like these could tell you how important it is to ensure that you are covered correctly.

Kuda business insurance house sunny day | Kuda
White commecial trucks lined up commercial insurance | Kuda

KUDA ASSIST COMMERCIAL

Kuda has partnered with Global Choices to offer you a personalised and cutting-edge product that provides you with instant service at the end of the phone. Kuda Assist is available on selected Commercial Policies. 

  • Patrol Assistance
  • Locksmiths
  • Tow-In
  • Courtesy Transport
  • Hotel Accommodation
  • Car Rental
  • Vehicle Repatriation
  • Fixtures, Fittings & Services
  • Emergency Services Notification
  • Medical Advice & Information Hotline
  • Emergency Medical Advice & Assistance Hotline
  • Referral to Crisis Line
  • Referrals to Medical Practitioners & Facilities
  • Emergency Medical Response to the Scene of a Medical Emergency
  • Medical Transportation
  • Inter-Hospital Transfer
  • Medical Repatriation
  • Escorted Return of Minors
  • Compassionate Visits

KUDA ASSIST HCV

Kuda has partnered with Global Choices to offer you a personalised and cutting-edge product that provides you with instant service at the end of the phone. Kuda Assist is available on selected Heavy Commercial Fleet Vehicle Policies (HCV). 

The Driver is covered up to R1 000 per incident for any of the
following assistance:

  • Flat Battery
  • Flat Tyre
  • Keys locked in the vehicle
  • Fuel Assistance
  • Oil, Water & Fluid Assistance

In the event that the driver experiences a mechanical or electrical breakdown, we will send out a roadside mechanic. Covered up to R2500 per incident. Anything over the limit will be for the client’s own account.

In the event that the driver experiences a mechanical or electrical breakdown, and the vehicle needs to be towed, as advised by the mechanic sent out earlier, we will tow the vehicle to the nearest repairer. Covered up to R7500 per incident. Anything over the limit will be for the client’s own account.

In the event of an accident, the Assistance Call Centre will make arrangements to have the vehicle towed, up to the Insurer Limitations on the policy. This will be for the Insurance Company’s account. Anything over the limit will be for the client’s own account

If the vehicle needs to be recovered from a ditch/side of the road, we will send out a specialist to assist. Covered up to a maximum of 1 hour per vehicle per incident. Kindly note that if the vehicle was travelling off-road or on an unpaved highway, the assistance will be for the client’s own account, and the normal cover of the 1 st hour per vehicle per incident, will not be applicable. We will send out a security guard (either armed or unarmed as required) to the breakdown/accident scene should the driver feel unsafe and or to prevent vandalism/theft of the vehicle or stock.

*Please note: A client will not be entitled to service where the vehicle is
not in a roadworthy condition. Any costs incurred through arrangements
made by the client without prior authorization.

WHAT PEOPLE ARE SAYING

YOUR KUDA COMMERCIAL INSURANCE TEAM

Dawn
Newman

Chief Revenue Officer

Luzinda
Bouwer

Short Term Product Manager

Sarah
Cunningham

Team Leader - Short Term Underwriting

Mirri
Visser

Junior Short Term Underwriter

Kirsty
Coertze

Claims Service Executive

Josi
marais

Head of Claims

TAMMI
GRIEVE

Head of Marketing & Branding

JAIME
MCQUEEN NEL

Junior Marketing Assistant

MICHAEL
CRAWFORD

Financial Manager

UNDERWRITTEN BY INFINITI INSURANCE LIMITED

Infiniti Insurance Limited is an A-(ZA)-rated short-term insurer, with over R1,123 billion in premium income, that writes all classes of business including Aviation, Marine, Watercraft, Liability, Guarantees and Engineering. Infiniti prides itself on its strong partnership philosophy, focusing on long-term partnerships with specialist entrepreneurs and independent owner-managed brokerages.

GET IN TOUCH

Location

Kuda Insurance & FX (PTY) Ltd
16 Beach Bay Boulevard
Cormorant Road
Big Bay Office Park, 2nd Floor 
Big Bay, Cape Town
7441

Contact Us

Tel: +27 (21) 554 KUDA

Phone : +27 (21) 554 5832
Our Hours

MON-FRI: 08:00 – 17:00

SAT-SUN: CLOSED

POSTAL ADDRESS

PO Box 151,

Bloubergstrand, 7436

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