SPORT HORSE
insurance
Make sure your most precious asset is covered with Kuda Sport Horse Insurance.
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Your friend, your pride, and your teacher – we understand that to you, they are so much more than just a horse. This is why we’re committed to taking care of their insurance needs, so you can focus on growing that special bond and achieving success together.
Whether your passion is competing or just hacking around the farm, we have the tailored cover for you. It’s simply not worth the risk of not having cover for them in their hour of need.
SPORT HORSE PRODUCTS
Life Cover (Mortality)
Pays out if horse dies due to illness or accident or is humanly euthanized. The rate of this cover is dependent on the age and discipline of the Sport Horse.
Additional Information
The value of the horse is based on the current market value. The value of the horse can be adjusted at any stage. There is no excess applicable to this cover.
life saving surgery with critical care
This cover kicks in if there is a chance that the horse will not survive if it does not go to hospital immediately and covers life saving surgery and treatment in hospital.
Additional Information
The cover limit is per event and not per year. There is no excess applicable to this cover.
Medical Saver
This product covers a specific list of options with sub limits, similar to a human medical plan.
Additional Information
R50 000 annual threshold. Emergency Hospital Plan is included at no additional cost. Excess applies.
Medical Comprehensive
This product covers a specific list of options with sub limits, similar to a human medical plan
Additional Information
R100 000 annual threshold. Emergency Hospital Plan is included at no additional cost. Excess applies.
Loss of Use
Horse can no longer compete in the discipline for which it was insured.
Additional Information
There is no excess applicable to this cover
Stallion Infertility
This cover pays out if the stallion is proven infertile as a result of disease, illness or accident.
Additional Information
There is no excess applicable to this cover
Personal Accident
This covers the insured against loss of income in the case of temporary or permanent disability.
Additional Information
Not available to persons under 18. Covers up to 4 nominees per horse. There is no excess applicable to this cover
Public Liability
This is third party liability cover against accidental injury or damages caused by the insured horse for which the insured becomes legally liable.
Additional Information
This option does not offer cover for those involved with the horse in any way. There is no excess applicable to this cover.
Horsebox Cover
Covers against theft or accidental damage.
Additional Information
Excess applies
Tack Cover
Covers against theft or accidental damage.
Additional Information
Excess applies
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EVOLUTION & INNOVATION
Guardrisk is the undisputed market leader in cell captive insurance and risk solutions and is renowned for their innovative approach to cell captive structures.
