SHORT TERM INSURANCE

WHY CHOOSE US?

IN HOUSE ADMINISTRATION INCLUDING A FULLY-FLEDGED CLAIMS DEPARTMENT

10% UNSPECIFIED ALL-RISK COVER THAT INCLUDES YOUR ELECTRONIC DEVICES AND CELL PHONES

NO CALL CENTRES; WE KEEP THE PERSONAL TOUCH WHICH IS SYNONYMOUS WITH KUDA

PERSONAL INSURANCE

This will cover damage to the structure of your home such as walls, roof and floors as well as fixtures and fittings
Covers the items inside your home such as furniture, loose carpets, cutlery, appliances (not fitted), décor and homeware etc.
  • Property normally worn or designed to be carried by you away from your premises of up to 10{fc3a2378bf2905f3a28550a5b0391f1971ea116bd1c7dc0d348de4cdc608df9a} of your contents sum insured amount with a maximum limit of R 250 000.00 per event and an item limit of R 50 000.00.
  • These items include jewellery, watches, photographic equipment, cell phones, laptops, tack and saddles, and all other sporting equipment but excluding Golf Equipment and Pedal Cycles
  • Please note the following items have to be specified:
  • Any items with an item limit above R 50 000.00
  • Golf Equipment
  • Pedal Cycles
  • Items in a bank vault
  • Comprehensive cover will cover you for own damage, theft, hail, fire and 3rd party
  • If your vehicle is financed it is a requirement that your is comprehensively insured
  • If not financed you can insure your car for 3rd party, fire and theft as well as 3rd party only
  • Just because your caravans, boats and trailers are sometimes kept off premises doesn’t mean they don’t need to be insured
  • We will insure your prized asset including the liability associated with this type of risk
  • Personal liability insurance is like having a fire extinguisher in your car. It’s the sort of thing you will probably never need but if you do, you’ll be very thankful that you have it
  • This will cover you against a party suing you, in your personal capacity for financial loss, physical injury or death

COMMERCIAL INSURANCE

Not just your building cover is important, you also need to factor in your liability, contents, office furniture and any electronic equipment. You can get discount if your property is protected by CCTV, linked alarms or if you’ve got a good claims history.
Whether you choose an all risk or multi-peril insurance, we will work with the managing agent or body corporate in ensuring that your scheme is correctly insured taking into consideration buildings, improvements, common property, retaining walls etc. We are also knowledgeable in liability, trustee indemnity, fidelity insurance too.
A conventional approach to this kind of risk does not work which is why we only offer tailor made packages insured by the top hospitality insurers to make sure that you get all of the benefits that you deserve when insuring your hotel, B&B, game farm etc. We cater from the smallest to the largest risks and cover all aspects in order to cater for the needs of your guests.
PI insurance essentially provides a professional with insurance cover in respect of any allegation made against him for professional negligence in the practice of their profession. This normally arises as the result of any actual or alleged negligent acts, errors or omissions and can be both in respect of a professional practice, a professional appointment or an individual project.
The fleet industry has a specific need which are not covered by standard motor policies. We will cover the entire motor fleet of the cover including LDVs, private cars and special type vehicles. We can also cover excess buy downs, cross border towing and have extensive territorial limits.
Most people who are employed within the equestrian industry will see their all-encompassing work as a joy rather than a chore. Horses and ponies bring a great deal of pleasure to those around them but they are unpredictable animals, and anyone who works around, handles, or cares for them, understands the risks. That is why Kuda insurance is the best broker to place your Yard Owners, we have a thorough understanding of the risk and will work hand in hand with you to get you insured correctly.
Engineering and Construction insurance requires specific technical knowledge. In order to provide risk management solutions in this environment, we combine certain fields of Liability Insurance, Contractors’ Insurance, Plant & Asset Insurance and Machinery Breakdown.
Petrol station insurance is definitely not a one size fits all business. The risks associated with petrol stations and MRI are unique and complex. Our team understands these intricacies well and work with the best specialist Insurers. We will work closely with you to ensure the insurance solutions we recommend are built around your business requirements and that the specific risks you face are taken into account.
As a veterinarian, your chosen profession is truly a noble one. Providing care and remedy to animals while providing direction, support, and comfort to their owners. It’s important to provide direction, support, and protection for your clinic and its employees and owners as well through a good veterinary insurance policy. Whether your practice consists of house pets, large animals, or a specialty clinic, you need to have the proper coverage in place. It’s important to customize a veterinary insurance policy for your specific practice.
Store insurance can help protect your business against lawsuits and financial losses resulting from a number of situations. A customer can fall and injure themselves; property could become damaged or stolen, employees could become injured. Any store owner who’s experienced problems like these could tell you how important it is to ensure that you are covered correctly.

KUDA ASSIST

KUDA ASSIST 0800 111 252

Welcome to the new Kuda Assist App hosted by One Loyalty

At Kuda we continually strive to be at the forefront of innovation and have invested in a cutting-edge product that we believe will significantly assist you, our valued client. In keeping with our commitment to offering personalised and efficient service, we have partnered with One Loyalty to offer you Kuda Assist.
Kuda Assist is available on each Personal Lines and Commercial Policies.

If you have any service delivery issues with our roadside assistance please contact Sanet at sanet@kuda.co.za

Product Offering

ASSISTANCE PRODUCTS

The following services will be accessed via the call centre:

Personal Lines:

  • Roadside & Accident Assistance
  • Home Assist
  • Home Safe Chauffeur
  • Crime Assist
  • Intelligent Panic

KUDA ON THE MOVE

OUT AND ABOUT

SHORT TERM ADVICE